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Real Estate Licensing Virginia Real Estate Salesperson Exam Sample Questions (Q78-Q83):

NEW QUESTION # 78
All of the following are examples of legal descriptions of property EXCEPT:

A. Lot A, Block 2 of Shady Tree Subdivision, Madison County, Wisconsin
B. SW 1/4 of NW 1/4 of NE 1/2 of T3N R4E of Meridian 16
C. 8647 Notting Hill Drive, Berkshire, Colorado 52467
D. Lot E, Block 14 of West Lake Village, Orange County, Texas

Answer: C

Explanation:
Legal descriptions must be precise and unique so land can be located without confusion.
Accepted forms:
Metes and bounds
Rectangular (government) survey (e.g., "SW 1/4 of NW 1/4...")
Lot and block (e.g., subdivision plats)
A street address (Option B) is not a legal description-too general and can change.
Reference:
Virginia Real Estate Principles & Practices - Legal Descriptions
Virginia Exam Outline - Land and Property Descriptions

NEW QUESTION # 79
Which of these is a reason a borrower might be offered a subprime loan by a lender?

A. A borrower's credit score is too high.
B. The home is in a low-income neighborhood.
C. The borrower's credit report includes numerous delinquencies.
D. Federal funds rates are high.

Answer: C

Explanation:
A subprime loan is typically offered to borrowers who are considered high risk due to poor credit history, low credit scores, or excessive debt.
Subprime borrowers often have delinquencies, bankruptcies, or late payments on their credit reports.
To compensate for higher risk, lenders usually charge higher interest rates and less favorable terms.
Other options:
(A) Federal funds rate affects all borrowers, not specifically subprime.
(B) Location of property (low-income neighborhood) does not determine loan type.
(D) A high credit score results in prime loans, not subprime.
Reference (Virginia Real Estate):
Virginia Principles of Real Estate - Financing section
Federal Reserve & CFPB guidelines on subprime lending
A490-02REGS.pdf - Loan qualification curriculum

NEW QUESTION # 80
Norah just purchased a warehouse with dimensions of 25 ft. by 15 ft. She wants to carpet the floor. How many square YARDS of carpet does she need?

A. 41.67 sq. yds.
B. 375 sq. yds.
C. 125 sq. yds.
D. 80 sq. yds.

Answer: A

Explanation:

Reference (Virginia Real Estate):
Virginia Real Estate Math section
A490-02REGS.pdf - Math competency for licensure

NEW QUESTION # 81
You're doing a CMA, and your three adjusted comps come in at $345,600, $352,800, and $359,900. What is a reasonable range to suggest for a listing price?

A. $330.000-$345,000
B. $345.000-$360.000
C. $360.000-$375,000
D. $300,000-$330,000

Answer: B

Explanation:

NEW QUESTION # 82
If a condo owner is selling their unit, which of these documents should they present to a buyer?

A. Loan Estimate
B. resale certificate
C. HUD-1
D. Closing Disclosure

Answer: B

Explanation:
When selling a condominium unit in Virginia, the seller must provide the buyer with a resale certificate (sometimes called a condominium disclosure package). It includes:
HOA/condo association bylaws, rules, and restrictions.
Financial information (dues, assessments, reserves).
Pending litigation or special assessments.
This disclosure ensures the buyer is informed about condo ownership obligations before closing.
Other documents:
(B) Loan Estimate - given by lender to borrower, not seller.
(C) Closing Disclosure - lender provides to borrower before settlement.
(D) HUD-1 - replaced by the Closing Disclosure in most residential transactions (except reverse mortgages).
Reference (Virginia Real Estate):
Virginia Condominium Act, Code of Virginia § 55.1-1991
A490-02REGS.pdf - Common Interest Communities & Disclosure curriculum

NEW QUESTION # 83
......

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Free PDF Quiz Real Estate Licensing - Virginia-Real-Estate-Salesperson - Fantastic Certification Virginia Real Estate Salesperson Exam Exam Dumps

Virginia-Real-Estate-Salesperson Test Labs | New Exam Virginia-Real-Estate-Salesperson Materials

Real Estate Licensing Virginia Real Estate Salesperson Exam Sample Questions (Q78-Q83):

2026 Real Estate Licensing Virginia-Real-Estate-Salesperson: Certification Virginia Real Estate Salesperson Exam Exam Dumps

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